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Home Business & Brands

Top 5 New Loan Apps In Nigeria 2023

These loan apps aren’t only new, they are reliable and their customer services are superb. Also, they offer quick loans with little or no form of documentation or paperwork.

byGLAMTUSH
December 12, 2022
in Business & Brands
Reading Time: 5 mins read
Loan Apps In Nigeria
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If you are looking for the most recent new loan apps in Nigeria and how they operate, then you need to read this post carefully.

Since there are hundreds of the best loan apps released monthly in Nigeria, it’s not easy to tell which one is new or old. Hence why we need to do justice by showing you some of the latest new loan apps in Nigeria.

These loan apps aren’t only new, they are reliable and their customer services are superb. Also, they offer quick loans with little or no form of documentation or paperwork.

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Having discussed thus far, below are the most recent and brand-new loan apps in Nigeria that you can install and get quick loans.

1. CreditWise

CreditWise Employee Loan is one of the top new loan apps in Nigeria that is designed for salaried individuals.

For you to access a CreditWise loan, you have to be a salary earner in a private or public organization. Repayment of the loan is usually done monthly as salary deductions till the loan is fully paid.

This loan app also partners with employers to offer financial incentives and loans to employees on a payroll deductible basis.

Using CreditWise, you can borrow from N5000 to N5,000,000. The advantage of using this loan includes:

  • Equal monthly repayment between 1 to 12 months on a fixed interest rate.
  • Easy approval and instant access to the loan
  • Quick and simple application process
  • It offers advanced support to manage your loan appropriately.
  • You can access credit life insurance coverage against death and permanent disability via the loan app.

Click here to download the app from the Google Play Store.

2. Cash Mall

Cash Mall is a professional and one of the top new loan apps in Nigeria for mobile users. It has an advanced intelligent and convenient online process, that makes it easy for customers to access loans anytime and anywhere.

With Cash Mall, you are sure that your information is safe, as the app won’t share your detail with a third party without your permission. The loan application and disbursement process are totally safe and secure.

The loan application process is secure and safe. Cash Mall promises never to share customers’ information with a third party without consent.

You can borrow from N2,000 to 100,000 for an annual percentage rate (APR) of 10% to 25% for a repayment duration of 91 to 365 days.  You have to be a salaried or self-employed Nigerian with a legitimate source of income before you can apply for a loan at the Cash Mall.

Click here to download the app from Google Play Store.

3. Ucredit

UCredit is another great loan app in Nigeria that offers a variety of high-quality loan services. There are a couple of loans you can get through this platform, they include:

  • Personal loan
  • Business loan
  • Plastic surgery loan
  • Renovation loan
  • Bad credit loan
  • Vacation loan
  • Bad credit loan
  • Luxury goods loan
  • Jewelry loan
  • Payday loan
  • Wedding loan
  • Car loan
  • Fast cash loan

The application process is hassle-free and you can apply anywhere via the app. If you pay your loan as it when due, you can take your subsequent loan without any other documentation.

Click here to download the app from Google Play Store.

4. SureCredit

SureCredit is one of the top new loan apps in Nigeria that seems to be making waves. It offers personal loans ranging from ₦10,000 to ₦100,000 for an interest rate of 12% to 20% for a  tenure of  91 days to 365 days.

Click here to download the app from Google Play Store.

5. GoMoni

GoMoni is one of the top loan apps in Nigeria that helps to simplify the process by which you can get loans. You get to access safe loans without collateral for amounts ranging from ₦10,000 to ₦100,000 for a repayment duration of 91 days to 365 days.

Although, a lot of customers have reported GoMoni to be a bad loan app due to customer service it’s been informed that the loan actually offers loan opportunities to customers.

Click here to download the app from Google Play Store.

Conclusion

Although these apps are new, it is still important you make your research and check their reviews before choosing any to go with. Being new doesn’t mean there are 100% legit or safe.

It is advised that you carefully read the instructions and guidelines before getting a loan from any of the top new loan apps in Nigeria. If you aren’t okay with the terms, you can always switch over to the next. Also, before borrowing, ensure you have means of repaying on time, to avoid increased charges or unpleasant civil actions.

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